12846 Homestead Lane

Lusby, MD
$ 334,900 Beds 3 Baths 2 Sq 1,196
Monthly Estimate* How much can I afford?

12846 Homestead Lane is a well-maintained three-bedroom, two-bathroom ranch-style rambler offering single-level living in Chesapeake Ranch Estates. Located on a private wooded 0.34-acre lot, the home sits in a quiet section of the community with easy access to the main entrance. A new septic tank will be installed, and the required county permits have already been approved. The cedar sided exterior and covered front porch give the home a warm, inviting look. Mature trees provide privacy, while the flat backyard is fully fenced. Inside, the open floor plan connects the living room and kitchen with the adjoining dining area. Natural light fills the main living space. Hardwood floors extend through the main living areas. The living room features a wood burning fireplace that adds warmth and character. In the kitchen, stainless steel appliances are complemented by ample cabinet storage and counter space. A breakfast bar provides additional seating and opens toward the dining area. The primary bedroom includes a private full bathroom. Two additional bedrooms provide space for guests, a home office, hobbies, or other needs. Everything is located on one level, making the layout comfortable and practical. A large rear deck overlooks the flat, usable backyard and surrounding mature trees. The fenced yard provides room for pets, gardening, outdoor dining, or relaxing in a private setting. A detached storage shed offers space for lawn equipment and outdoor gear. Chesapeake Ranch Estates offers access to private Chesapeake Bay beaches and freshwater lakes. Residents can also enjoy community parks, playgrounds, walking trails, and other outdoor recreation. The home is conveniently located near Solomons Island, shopping, restaurants, schools, and Naval Air Station Patuxent River, also known as NAS Patuxent River. For buyers searching for a one level home in Southern Maryland with a fenced backyard, wooded privacy, beach access, and proximity to NAS Patuxent River, 12846 Homestead Lane deserves a closer look.

ACTIVE

  • Price
  • $ 334,900
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.34 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 1,196
  • Year Built
  • 1990
  • Taxes
  • $ 3071
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2030656
Listed By: Aaron C Oelrich with OE Realty - 2404848887;
Data Source: Bright MLS

Features

General

Living Area 1196
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R
HOA Fee 585.00
Architectural Style Ranch/Rambler
Construction Materials Frame
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1990
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 5K
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions GP
City LUSBY
Association Name PROPERTYOWNERS ASSOCIATION CHESAPEAKERANCH ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 15003.00
Tax Assessed Value 268900.0
Tax Annual Amount 3071.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 280.02
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 1196
Standard Status Active
Year Built Source Estimated
Legal Subdivision CHES RANCH ESTS
Tax Lot 24

Interior Features

Heating Fuel Electric
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1196
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Public
Type of Parking Driveway
Land Use Code R
Foundation Details Crawl Space
Water View Y/N No
Lot Size Acres 0.34
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 55200.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/21/2026 Listed $334,900

Property vs Zip Code Average in 20657

Price
AVG $450K
$330K
Taxes
AVG $3,670
$3,071
Year Built
AVG 1985
1990

Areas That We Cover

12846 Homestead Lane Lusby, MD is a Single Family Home for sale at $334900 with 1196 sqft and a lot size of 0.34 Acres Acre(s). 12846 Homestead Lane Lusby has 3 bedrooms, 2 baths and was built in 1990. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.