Chris Buss

12383 Silver Rock Circle

Lusby, MD
$ 284,000 Beds 2 Baths 1 Sq 864
Monthly Estimate* How much can I afford?

2.6% VA Assumable!! Escape to your own little log cabin retreat, with lake views, wooded surroundings, and plenty of room to make it your own This 1966 log cabin offers 2 bedrooms plus a loft, 1 full bath, and an open great-room layout on a 1/4-acre lot backing to woods. The main level features vaulted ceilings, exposed wood beams, plenty of windows with seasonal lake views, and a wood stove in the living room. The upgraded kitchen has slate flooring and quartz countertops, while the updated bathroom features slate flooring, a tiled shower, and an LED anti-fog vanity mirror. A loft overlooks the living room, and the enclosed side deck provides additional living space. The full walk-out basement is unfinished and ready for your ideas, with a bathroom rough-in already in place and a pellet stove for added flexibility. Outside, the fenced and landscaped yard includes a fire pit area, front porch, and access to the wooded surroundings. The home is within walking distance of the Lake Lariat kayak ramp and offers seasonal lake views. Additional updates include a roof replaced in 2020, weather-sealed exterior wood, HVAC throughout, removal of the oil tank, and a preventative termite system. Gas lines remain available if desired, and a gas log splitter conveys. Chesapeake Ranch Estates offers two private Chesapeake Bay beaches, Lake Lariat, trails, a campground, clubhouse, playground, community gardens, horseshoe pits, and a private airfield. Also located close to everyday shopping, dining, beaches, and recreation, commutable to the Patuxent River Naval Air Station and surrounding Southern Maryland communities.

ACTIVE

  • Price
  • $ 284,000
  • City
  • Lusby
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 864
  • Year Built
  • 1966
  • Taxes
  • $ 1921
  • Style
  • Cabin/Lodge,Log Home
  • MLS#
  • MDCA2028154
Listed By: Amanda Marie Newsome with CENTURY 21 New Millennium - 4439689595;
Data Source: Bright MLS

Features

General

Living Area 864
Sewer Private Septic Tank
Heating Heat Pump(s),Pellet Stove,Wood Burn Stove
Cooling Central A/C
Utilities Cable TV Available,Electric Available,Water Available,Natural Gas Available
Possession Settlement
Roof Architectural Shingle
Appliances Dryer - Electric,Oven - Single,Refrigerator,Stove,Washer,Water Heater
Zoning R
HOA Fee 623.00
Association Fee Includes Common Area Maintenance,Road Maintenance
Patio/Porch Features Deck(s),Porch(es)
Architectural Style Cabin/Lodge,Log Home
Construction Materials Wood Siding,Log Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1966
Electric 150 Amps
View Lake
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 8E
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
Association Amenities Beach,Club House,Common Grounds,Lake,Water/Lake Privileges,Tot Lots/Playground,Baseball Field,Basketball Courts,Boat Ramp,Jog/Walk Path,Picnic Area,Other
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Facing Direction Northeast
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Total Rooms 5
Full Baths 1
Status ACTIVE
Directions Use GPS.*One way road* Turn right onto Silver Rock Rd. Follow Silver Rock Circle around; property will be on the right.
City LUSBY
Body of Water Lake Lariat
Association Name CHESAPEAKE RANCH ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10890.00
Tax Assessed Value 237300.0
Tax Annual Amount 1921.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 328.7
Acceptable Financing Cash,Conventional,FHA,USDA,VA,Other
Vacation Rental Y/N No
Total SQFT 1728
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 20

Interior Features

Interior Amenities Combination Dining/Living,Floor Plan - Open,Kitchen - Galley,Stove - Wood,Stove - Pellet,Upgraded Countertops,Bathroom - Walk-In Shower,Entry Level Bedroom
Heating Fuel Electric,Pellets,Wood
Basement Full,Outside Entrance,Interior Access,Walkout Level,Connecting Stairway,Daylight,Partial,Rough Bath Plumb,Space For Rooms
Flooring Carpet,Hardwood,Slate
Total Fireplaces 2
Fireplace Features Wood,Other
Hot Water Electric
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 864
Central Air Y/N Yes
Total Bedrooms 2
Room Type Loft
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Basement
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 864
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Pool No Pool
Fencing Wood,Partially
Lot Features Backs to Trees,Partly Wooded
Water Source Community
Type of Parking Driveway
Land Use Code E
Foundation Details Block
Water View Y/N Yes
Lot Size Acres 0.25
Road Surface Type Black Top
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N No
Road Responsibility HOA
Land Assessed Value 55200.00
Navigable Water Y/N No
Water Oriented Y/N Yes

Room Details

Loft Upper 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Appeal Elementary School
Middle School Southern Middle School
High School Patuxent High School

Price History

9/16/2026 Listed $284,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$280K
Taxes
AVG $3,658
$1,921
Year Built
AVG 1985
1966
Visits
AVG 439
29
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12383 Silver Rock Circle Lusby, MD is a Single Family Home for sale at $284000 with 864 sqft and a lot size of 0.25 Acres Acre(s). 12383 Silver Rock Circle Lusby has 2 bedrooms, 1 baths and was built in 1966. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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