Chris Buss

11522 Stirrup Lane

Lusby, MD
$ 390,000 Beds 4 Baths 2 Sq 2,197 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 11522 Stirrup Lane, a waterfront home tucked away at the end of a cul-de-sac in Chesapeake Ranch Estates. Set along Lake Lariat, this 4-bedroom, 2-full-bath ranch/rambler offers plenty of space, a finished basement, and a peaceful wooded setting with your own path leading down to the water. The main level features comfortable living spaces and a wonderful screened-in back porch with an adjoining open-air section, giving you a great place to relax and enjoy the natural surroundings. The front of the home has new siding, and many of the windows throughout the home have been replaced. Downstairs, the finished basement adds even more usable living space, including a fourth bedroom, fireplace, laundry room, and dedicated handyman/workshop area. Two separate walkouts provide convenient access to the backyard, including a sliding glass door. Follow the nicely constructed walkway through the wooded backyard to Lake Lariat, where you'll find your own dock, shed, and picnic tablea peaceful spot for relaxing by the water, fishing, or simply enjoying the view. With its waterfront setting, private dock, wooded backyard, cul-de-sac location, screened porch, finished walkout basement, and workshop space, this Chesapeake Ranch Estates home offers a great combination of indoor and outdoor living. Conveniently located near schools, shopping, restaurants, NAVAIR at Patuxent River, and Calvert Cliffs, you'll enjoy a peaceful lakeside setting while still being close to everyday conveniences

ACTIVE

  • Price
  • $ 390,000
  • City
  • Lusby
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.95 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 2,197
  • Year Built
  • 1977
  • Taxes
  • $ 3621
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2030082
Listed By: Laura Ann Holley with O'Brien Realty ERA Powered - 4103263133;
Data Source: Bright MLS

Features

General

Living Area 2197
Sewer Septic Pump
Heating Heat Pump(s)
Cooling Heat Pump(s)
Possession Settlement
Zoning R-1
HOA Fee 585.00
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding,Brick
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1977
View Lake
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 5L
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions HG Trueman Rd to left on Town Square dr,to left on Gunsmoke Trail to right on Rawhide Rd to left Stallion ln to right Stirrup.
City LUSBY
Body of Water Lake Lariat
Association Name PROPERTY OWNERS ASSOCIATION OF THE CHESAPEAKE RANC
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 41559.00
Tax Assessed Value 319800.0
Tax Annual Amount 3621.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 328.28
Vacation Rental Y/N No
Virtual Tour https://youtu.be/hpeVGphbFFs
Total SQFT 2376
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 12R

Interior Features

Heating Fuel Electric
Basement Fully Finished,Outside Entrance,Rear Entrance
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1188
Central Air Y/N No
Total Bedrooms 4
Below Grade Finished Area 1009
Main Level Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Basement
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 179
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Parking Features Asphalt Driveway
Lot Features Trees/Wooded
Water Source Public
Type of Parking Driveway
Land Use Code R
Foundation Details Brick/Mortar
Water View Y/N Yes
Lot Size Acres 0.95
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Yes
Number of Docks 1
Land Assessed Value 80700.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
Dock Type and Features Material - Treated Lumber

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/3/2026 Listed $390,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$390K
Taxes
AVG $3,737
$3,621
Year Built
AVG 1985
1977
Visits
AVG 417
63
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

11522 Stirrup Lane Lusby, MD is a Single Family Home for sale at $390000 with 2197 sqft and a lot size of 0.95 Acres Acre(s). 11522 Stirrup Lane Lusby has 4 bedrooms, 2 baths and was built in 1977. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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