Chris Buss

12595 Santa Rosa Circle

Lusby, MD
$ 312,000 Beds 3 Baths 2 Sq 1,058
Monthly Estimate* How much can I afford?

Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026). Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden. Golf cartfriendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm schedule your showing today!

ACTIVE

  • Price
  • $ 312,000
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 20657
  • Sqr Footage
  • 1,058
  • Year Built
  • 1991
  • Taxes
  • $ 2846
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2030352
Listed By: Malcolm A Brown with Real Broker, LLC - 8554500442;
Data Source: Bright MLS

Features

General

Living Area 1058
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Other
Possession Settlement
Appliances Stainless Steel Appliances
Zoning R
HOA Fee 622.00
Architectural Style Ranch/Rambler
Construction Materials Combination
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1991
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 2R
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions See GPS
City LUSBY
Association Name PROPERTY OWNERS ASSC OF CHESAPEAKE RANCH ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 0.00
Tax Assessed Value 243300.0
Tax Annual Amount 2846.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 294.9
Acceptable Financing Cash,Conventional,FHA,FHA 203(k),Negotiable,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2058
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 182

Interior Features

Interior Amenities Breakfast Area,Combination Kitchen/Dining
Heating Fuel Electric
Basement Unfinished
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1058
Central Air Y/N No
Total Bedrooms 3
Main Level Bedrooms 3
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1000
Below Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Public
Type of Parking Off Street
Foundation Details Slab
Water View Y/N No
Lot Size Acres 0.00
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 55200.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/15/2026 Listed $310,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$310K
Taxes
AVG $3,737
$2,846
Year Built
AVG 1985
1991
Visits
AVG 417
34
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12595 Santa Rosa Circle Lusby, MD is a Single Family Home for sale at $312000 with 1058 sqft and a lot size of Acre(s). 12595 Santa Rosa Circle Lusby has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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