Chris Buss

12774 Rio Grande Trl

Lusby, MD
$ 225,000 Beds 2 Baths 1 Sq 882
Monthly Estimate* How much can I afford?

Welcome to 12774 Rio Grande Trail in Lusby! This recently updated 2-bedroom, 1-bath home offers a fantastic opportunity to own a move-in-ready property in the desirable Chesapeake Ranch Estates community. Step inside to discover a refreshed interior with updated finishes, a clean modern feel, and a comfortable layout that makes excellent use of the home's approximately 882 square feet. Outside, the property sits on approximately 0.25 acres, providing space to enjoy the outdoors, entertain, garden, or simply relax. The home's location offers convenient access to local shopping, dining, parks, recreation, and the Chesapeake Bay area. Whether you're a first-time buyer, downsizing, looking for an investment property, or searching for a weekend getaway, this beautifully refreshed Lusby home is worth a look. Recent updates + great location + move-in-ready condition = an opportunity you won't want to miss! Approved for USDA Loan Program which offer 100% financing, competitive interest rates, and no private mortgage insurance requirement for eligible homebuyers. Schedule your showing today!

ACTIVE

  • Price
  • $ 225,000
  • City
  • Lusby
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 882
  • Year Built
  • 1963
  • Taxes
  • $ 2391
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2030654
Listed By: Rex Regner with Samson Properties - 2406308689;
Data Source: Bright MLS

Features

General

Living Area 882
Sewer Private Septic Tank
Heating Wall Unit
Cooling Wall Unit
Possession Settlement
Roof Asphalt
Zoning C
HOA Fee 600.00
Architectural Style Ranch/Rambler
Construction Materials Brick
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1963
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility No Stairs
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
Association Amenities Baseball Field,Basketball Courts,Beach,Boat Ramp,Club House,Golf Course Membership Available,Lake,Picnic Area,Pier/Dock,Water/Lake Privileges
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 1
Status ACTIVE
Directions Located on Rio Grande Trail in Lusby,MD.
City LUSBY
Association Name PROPERTY OWNERS ASSOCIATION OF CRE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10890.08
Tax Assessed Value 183600.0
Tax Annual Amount 2391.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 255.1
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 882
Standard Status Active
Year Built Source Estimated
Association Recreation Fee No

Interior Features

Heating Fuel Electric
Flooring Tile/Brick
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 882
Central Air Y/N No
Total Bedrooms 2
Main Level Bedrooms 2
LivingAreaSource Estimated
Laundry Type Main Floor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Exterior Amenities Private Beach
Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Slab
Spa No
Water View Y/N No
Lot Size Acres 0.25
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N No
Water Access Features Canoe/Kayak,Fishing Allowed,Swimming Allowed,Private Beach
Land Assessed Value 55200.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dowell Elementary School
Middle School Mill Creek Middle School
High School Patuxent High School

Price History

9/18/2026 Listed $225,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$230K
Taxes
AVG $3,658
$2,391
Year Built
AVG 1985
1963

In The Neighborhood

Areas That We Cover

12774 Rio Grande Trl Lusby, MD is a Single Family Home for sale at $225000 with 882 sqft and a lot size of 0.25 Acres Acre(s). 12774 Rio Grande Trl Lusby has 2 bedrooms, 1 baths and was built in 1963. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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