11640 Mesa Trl

Lusby, MD
$ 389,000 Beds 3 Baths 3 Sq 2,756
Monthly Estimate* How much can I afford?

Enjoy the perfect blend of space and updates. This split-level home located in the water-oriented community of Chesapeake Ranch Estates! Boasting a highly functional split-level design with a total of 2,756 square feet of living space, this home offers 3 bedrooms and 3 bathrooms. Property Features & Updates, Freshly Updated: Enjoy brand-new carpet on both the main and upper level, along with new paint throughout, making this home completely move-in ready. Living in this premier, water-oriented community offers a year-round vacation lifestyle with access to incredible Water & Beaches: Access to two private Chesapeake Bay beaches (Driftwood Beach and Seahorse Beach) as well as Lake Lariat, a large freshwater lake perfect for swimming and fishing, Outdoor Recreation: Enjoy walking trails, a campground, and community gardens. Private Airpark. The home is just a mile from the Lusby Town Center's shopping, groceries, and dining, and an easy drive to Solomon's Island and the Patuxent River Naval Air Station.

ACTIVE

  • Price
  • $ 389,000
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 20657
  • Sqr Footage
  • 2,756
  • Year Built
  • 1992
  • Taxes
  • $ 3464
  • Style
  • Split Level
  • MLS#
  • MDCA2030410
Listed By: Kelly T Niland Mahaffee with Home Towne Real Estate - 4102869632;
Data Source: Bright MLS

Features

General

Living Area 2756
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R
HOA Fee 595.00
Architectural Style Split Level
Construction Materials Aluminum Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1992
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 5F
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions GPS correct
City LUSBY
Body of Water Bay
Association Name CHESAPEAKE RANCH ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 0.37
Tax Assessed Value 309700.0
Tax Annual Amount 3464.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 198.88
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Vacation Rental Y/N No
Total SQFT 2756
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 16
Association Recreation Fee No

Interior Features

Interior Amenities Carpet,Kitchen - Eat-In,Other
Heating Fuel None
Basement Daylight,Full
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1956
Central Air Y/N Yes
Total Bedrooms 3
Below Grade Finished Area 800
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Basement
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Parking Features Gravel Driveway
Water Source Public
Type of Parking Driveway
Foundation Details Block,Crawl Space
Water View Y/N No
Lot Size Acres 0.00
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N No
Water Access Features Canoe/Kayak,Fishing Allowed,Swimming Allowed
Land Assessed Value 55200.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/4/2026 Listed $399,900
9/14/2026 3% - $389,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$390K
Taxes
AVG $3,658
$3,464
Year Built
AVG 1985
1992
Visits
AVG 439
90
Data Provided by Inside Real Estate®

Areas That We Cover

11640 Mesa Trl Lusby, MD is a Single Family Home for sale at $389000 with 2756 sqft and a lot size of Acre(s). 11640 Mesa Trl Lusby has 3 bedrooms, 3 baths and was built in 1992. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.