Chris Buss

12199 Bananza Trl

Lusby, MD
$ 375,000 Beds 3 Baths 2 Sq 1,734
Monthly Estimate* How much can I afford?

Welcome to 12199 Bonanza Trl... a private, wooded retreat nestled on 2.232 acres in a water privileged community. Surrounded by mature trees and tucked away from it all, this spacious rambler offers the kind of privacy, flexibility, and usable space that can be hard to find. From the moment you arrive, youll appreciate just how much this property has to offer. Five outbuildings provide endless possibilities, including an oversized detached garage, storage shed, and additional spaces perfect for hobbies, equipment, a workshop, or simply all the extra storage you could need. Inside, the home is much larger than expected! Two separate front entrances create a unique and flexible layout with potential for multi-generational living, a private home office, guest quarters, or possible rental income. The oversized family room provides plenty of space to gather, while an additional living room gives everyone room to spread out. A well-maintained kitchen, sunroom filled with natural light, dedicated storage areas, and bonus basement space add even more versatility. The large primary suite features a huge walk-in closet and an enormous private ensuite complete with a jetted tub. Three additional spacious bedrooms and another full bathroom offer everyone plenty of space. Outside is where this property really shines. Step onto the expansive deck and take in the peaceful wooded surroundings with your own private sanctuary with more than two acres to enjoy. Whether you envision gardens, outdoor entertaining, a workshop, or simply a little extra breathing room, theres space to make it your own. Living in Chesapeake Ranch Estates also means access to community amenities, including beaches and recreational opportunities along the Chesapeake Bay and Lake Lariat. With its acreage, multiple outbuildings, oversized garage, flexible floor plan, and incredible privacy, 12199 Bonanza Trl offers a little bit of everything, and plenty of potential to make it uniquely yours.

ACTIVE

  • Price
  • $ 375,000
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.23 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 1,734
  • Year Built
  • 1985
  • Taxes
  • $ 3951
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2030604
Listed By: Scott P McInerney with RE/MAX One - 4105356291;
Data Source: Bright MLS

Features

General

Living Area 1734
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Heat Pump(s)
Possession Settlement
Appliances Refrigerator,Stove,Water Heater,Washer,Dryer,Microwave
Zoning R
HOA Fee 622.66
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Ranch/Rambler
Construction Materials T-1-11
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1985
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric,Solar Photovoltaic
Accessibility 2+ Access Exits,Visual Mod,Mobility Improvements
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 2
Status ACTIVE
Directions Chesapeake Ranch Estates
City LUSBY
Body of Water Chesapeake Bay/Patuxent River
Disclosures Exempt - Disclosure/Disclaimer
Association Name POACRE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 97138.80
Tax Assessed Value 359600.0
Tax Annual Amount 3951.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 216.26
Vacation Rental Y/N No
Total SQFT 1734
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Attic,Bathroom - Jetted Tub,Carpet,Ceiling Fan(s),Entry Level Bedroom,Skylight(s),Store/Office
Heating Fuel Electric,Solar
Flooring Carpet,Luxury Vinyl Plank
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Above Grade Finished Area 1734
Central Air Y/N No
Total Bedrooms 3
Room Type Living Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Den,Foyer,Sun/Florida Room
Main Level Bedrooms 3
LivingAreaSource Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Front Entry,Garage Door Opener,Oversized,Additional Storage Area
Type of Parking Attached Garage,Driveway
Foundation Details Crawl Space
Water View Y/N No
Lot Size Acres 2.23
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N No
Door Features Six Panel
Water Access Features Canoe/Kayak,Boat - Powered,Fishing Allowed,Personal Watercraft (PWC),Public Beach,Sail,Swimming Allowed,Waterski/Wakeboard
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Room Details

Bedroom 2 Main
Bedroom 3 Main
Den Main
Family Room Main
Family Room # 2 Main
Foyer Main
Kitchen Main
Kitchen # 2 Main
Living Room Main
Living Room # 2 Main
Primary Bedroom Main
Sun/Florida Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/21/2026 Listed $375,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$380K
Taxes
AVG $3,670
$3,951
Year Built
AVG 1985
1985

In The Neighborhood

Areas That We Cover

12199 Bananza Trl Lusby, MD is a Single Family Home for sale at $375000 with 1734 sqft and a lot size of 2.23 Acres Acre(s). 12199 Bananza Trl Lusby has 3 bedrooms, 2 baths and was built in 1985. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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