709 Spruce Drive

Lusby, MD
$ 279,000 Beds 3 Baths 2 Sq 1,008
Monthly Estimate* How much can I afford?

Opportunity to purchase a ranch-style home located in the established White Sands Community of Lusby, Calvert County. This single-level home features 3 bedrooms and 2 full bathrooms. The home includes a kitchen with island, electric stove, and stainless steel refrigerator, opening to a combined living / dining area. Interior finishes appear updated with laminate flooring throughout and generally well-maintained conditions. Bedrooms are modestly sized, offering efficient living space. Additional features include ceiling fans, a private driveway. The basement has exterior access in the back of the home with utilities & additional storage space. Ideal opportunity for owner-occupants, investors, or buyers seeking a vacation or primary residence in close proximity to the Chesapeake Bay, community beaches, and local amenities. All three bedrooms and the kitchen are conveniently located on the same floor, making everyday living easy and efficient. Enjoy two completely renovated full bathrooms, new flooring, new interior doors, new roof, and new double French doors that lead to a freshly built deckperfect for entertaining or relaxing in the peaceful surroundings.

ACTIVE

  • Price
  • $ 279,000
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.16 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 1,008
  • Year Built
  • 1986
  • Taxes
  • $ 2460
  • Style
  • Bungalow
  • MLS#
  • MDCA2027022
Listed By: Sharon Mokhtari with Fairfax Realty of Tysons - 7037528660;
Data Source: Bright MLS

Features

General

Living Area 1008
Sewer Septic Exists,Private Septic Tank
Heating Baseboard - Electric
Cooling Other
Possession Settlement
Zoning R
HOA Fee 600.00
Architectural Style Bungalow
Construction Materials Aluminum Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1986
Levels 1.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name WHITE SANDS
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Gps
City LUSBY
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 6980.00
Tax Assessed Value 204600.0
Tax Annual Amount 2460.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 276.79
Vacation Rental Y/N No
Total SQFT 1008
Standard Status Active
Year Built Source Assessor
Legal Subdivision WHITE SANDS
Tax Lot 16

Interior Features

Heating Fuel Electric
Basement Outside Entrance,Partial,Rear Entrance,Other,Workshop
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1008
Central Air Y/N No
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Public
Type of Parking Driveway
Land Use Code R
Foundation Details Concrete Perimeter,Other
Water View Y/N No
Lot Size Acres 0.16
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 72200.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/9/2026 Listed $279,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$280K
Taxes
AVG $3,737
$2,460
Year Built
AVG 1985
1986

Areas That We Cover

709 Spruce Drive Lusby, MD is a Single Family Home for sale at $279000 with 1008 sqft and a lot size of 0.16 Acres Acre(s). 709 Spruce Drive Lusby has 3 bedrooms, 2 baths and was built in 1986. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.