Chris Buss

724 Spruce Drive

Lusby, MD
$ 299,900 Beds 3 Baths 1 Sq 1,026
Monthly Estimate* How much can I afford?

Charming Rancher with Private Fenced Retreat Minutes from the Bay! Welcome home to this beautifully maintained 3-bedroom rancher, perfectly situated in the heart of Lusby. Designed for easy, one-level living, this home offers the perfect blend of cozy interior comfort and an expansive outdoor oasis.

ACTIVE

  • Price
  • $ 299,900
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.15 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 1,026
  • Year Built
  • 1992
  • Taxes
  • $ 2536
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2024372
Listed By: Mary E Kiessling with Home Towne Real Estate - 4102861496;
Data Source: Bright MLS

Features

General

Living Area 1026
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Appliances Exhaust Fan,Water Heater
Zoning R
HOA Fee 200.00
Architectural Style Ranch/Rambler
Construction Materials Aluminum Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1992
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name WHITE SANDS
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 1
Status ACTIVE
Directions GPS is correct
City LUSBY
Disclosures None
Association Name WHITE SANDS CIVIC ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 6500.00
Tax Assessed Value 197033.0
Tax Annual Amount 2536.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 292.3
Acceptable Financing FHA,Rural Development,USDA,VA
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 1026
Standard Status Active
Year Built Source Assessor
Legal Subdivision WHITE SANDS
Tax Lot 13
Association Recreation Fee No

Interior Features

Heating Fuel Electric
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1026
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Pool No Pool
Water Source Well
Type of Parking Driveway
Land Use Code R
Foundation Details Block
Water View Y/N No
Lot Size Acres 0.15
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 71800.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

12/15/2025 Listed $319,900
4/14/2026 2% - $314,900
5/22/2026 2% - $309,900
8/13/2026 4% - $299,900

Property vs Zip Code Average in 20657

Price
AVG $450K
$300K
Taxes
AVG $3,658
$2,536
Year Built
AVG 1985
1992
Visits
AVG 439
1810
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

724 Spruce Drive Lusby, MD is a Single Family Home for sale at $299900 with 1026 sqft and a lot size of 0.15 Acres Acre(s). 724 Spruce Drive Lusby has 3 bedrooms, 1 baths and was built in 1992. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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