232 Shirley Lane

Montross, VA
$ 279,000 Beds 3 Baths 2 Sq 1,539
Monthly Estimate* How much can I afford?

Welcome to this fully renovated 3 bedroom, 2 bathroom home that seamlessly combines modern style with everyday comfort. Thoughtfully updated from top to bottom, this move-in-ready property features high-quality finishes and a contemporary design throughout. Step inside to an open concept living area showcasing new carpet throughout, freshly painted, and modern light fixtures. The kitchen has brand new cabinets, granite counter tops and stainless-steel appliances. Each bedroom offers a generous amount of space and natural light. Step outside to enjoy a charming front porch overlooking a spacious yard or even take a seat outback on the deck. Conveniently located near local amenities and major routes.

ACTIVE

  • Price
  • $ 279,000
  • City
  • Montross
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WESTMORELAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • Zip
  • 22520
  • Sqr Footage
  • 1,539
  • Year Built
  • 1991
  • Taxes
  • $ 1191
  • Style
  • Ranch/Rambler
  • MLS#
  • VAWE2011818
Listed By: Stanley S Palivoda with United Real Estate Premier - 5403741111;
Data Source: Bright MLS

Features

General

Living Area 1539
Sewer Septic = # of BR
Heating Heat Pump(s)
Cooling Central A/C
Possession Immediate
Zoning R
HOA Fee 550.00
Architectural Style Ranch/Rambler
Construction Materials Brick
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1991
Levels 1
Tax Year 2025
Ownership Other
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction No
Property Type Residential
HOA Yes
Subdivision Name SANFORD SHORES
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Head toward VA-206 Turn left onto VA-218 E -4.4 mi Turn right to stay on VA-218 E -1.6 mi Turn left onto VA-205 E -0.7 mi Turn right onto VA-631 -4.0 mi Turn right onto VA-205 E -1.9 mi Turn left ont
City MONTROSS
Body of Water Lake Independence
Association Name STRATFORD HARBOR
Senior Community Y/N No
Tax Assessed Value 175100.0
Tax Annual Amount 1191.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 181.29
Vacation Rental Y/N No
Total SQFT 1539
Standard Status Active
Year Built Source Assessor
Legal Subdivision SANFORD SHORES
Tax Lot 170
Association Recreation Fee No

Interior Features

Heating Fuel Electric
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1539
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Hookup
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Public
Type of Parking Driveway
Land Use Code 006
Foundation Details Brick/Mortar
Spa No
Water View Y/N No
Water Body Type Lake
Waterfront Y/N No
Horse Y/N No
Navigable Water Y/N No
Water Oriented Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Washington & Lee High School

Price History

8/20/2026 Listed $279,000

Property vs Zip Code Average in 22520

Price
AVG $430K
$280K
Taxes
AVG $1,757
$1,191
Year Built
AVG 1997
1991
Visits
AVG 373
14
Data Provided by Inside Real Estate®

Areas That We Cover

232 Shirley Lane Montross, VA is a Single Family Home for sale at $279000 with 1539 sqft and a lot size of Acre(s). 232 Shirley Lane Montross has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 22520 which is in Montross, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.