Chris Buss

206 Harbor Drive

Lusby, MD
$ 1,249,900 Beds 4 Baths 5.5 Sq 4,406
Monthly Estimate* How much can I afford?

Welcome to your over 4500 sq ft dream waterfront on the deep, navigable waters of Mill Creek! A show-stopping Mediterranean masterpiece with an almost 200 ft pier bring ALL the water toys! Every inch of this one-of-a-kind waterfront estate was designed for elegance, entertainment, and effortless living. Step through the grand mahogany doors and immediately take in the sweeping water views that frame the heart of the home. The main level showcases rich exotic Bubinga wide-plank flooring, custom built-ins, and open, light-filled spaces that invite you to gather, dine, and unwind. Tray ceilings with built-in lighting and abundant recessed lights set the perfect mood. The inviting family room features a gas fireplace, built-in shelving, and captivating views of the water. The gourmet kitchen is as stunning as it is functional featuring travertine flooring, inset cabinetry, and professional-grade top-of-the- line appliances including Sub-Zero, Wolf, and Miele. Just beyond, the multiple living areas open to expansive decks overlooking the water perfect for morning coffee or sunset cocktails. The entire second level is dedicated to the primary suite, offering two private balconies, a wet bar and beverage center, office area, spacious sitting area, dual closets, and a spa-inspired bath complete with heated travertine floors, a soaking tub, and a walk-through shower with a steamer. The upper level includes three spacious bedroom suites, each with their own private bath and gorgeous water views. Bring the party to the basement level where the memories are made an entertainers dream with a custom bar, media and game spaces, and a private saltwater plunge pool and spa that can be enjoyed year-round. The pier includes two slips, a 12-ft boat lift, 50-amp shore power, and approximately eight feet of water depth, ideal for all the boating and waterfront adventures. With thoughtful details throughout, this home offers many other luxury features such as an elevator, generator, high efficiency 3-zoned HVAC with separate controls per room, 10 and 9 ft ceilings throughout, Ipe decking, tons of outdoor hardscaping, speaker system throughout entire house, and a laundry chute! Additional nearby lot with a shed for storage and water toys convey. A rare opportunity to own a remarkable waterfront residence that effortlessly blends luxury, comfort, and coastal living. Welcome to the good life on Mill Creek!

ACTIVE

  • Price
  • $ 1,249,900
  • City
  • Lusby
  • Bedrooms
  • 4
  • Full Bathrooms
  • 5
  • County
  • CALVERT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.51 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 4,406
  • Year Built
  • 2007
  • Taxes
  • $ 9907
  • Style
  • Mediterranean,Colonial
  • MLS#
  • MDCA2029558
Listed By: Cheryl A Bare with CENTURY 21 New Millennium - 3016099000;
Data Source: Bright MLS

Features

General

Living Area 4406
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C,Heat Pump(s)
Utilities Cable TV,Propane
Possession Settlement
Roof Metal
Appliances Built-In Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Humidifier,Icemaker,Oven - Wall,Range Hood,Refrigerator,Oven/Range - Gas,Stainless Steel Appliances,Washer,
Zoning R-1
HOA Fee 335.00
Garage Spaces 1.00
Association Fee Includes Management,Recreation Facility,Reserve Funds,Snow Removal
Patio/Porch Features Balconies- Multiple,Brick,Deck(s),Terrace
Architectural Style Mediterranean,Colonial
Pool Features Saltwater,Concrete
Security Features Carbon Monoxide Detector(s),Exterior Cameras,Smoke Detector,Security System
Construction Materials Dryvit,Stone,Stucco
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2007
View Creek/Stream,Garden/Lawn,Scenic Vista,Water
Levels 4
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Section 4
Waterfront Features Private Dock Site
Accessibility Elevator
Additional Parcels Description Nearby lot with shed,septic drain fields,and additional storage.
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
Association Amenities Beach,Boat Ramp,Common Grounds,Lake,Water/Lake Privileges
HOA Yes
Subdivision Name DRUM POINT
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Total Rooms 4
Full Baths 5
Status ACTIVE
Directions From MD-4,turn left on Southern Connector BLVD. At traffic circle,take the 2nd exit and stay on Southern Connector BLVD,exit circle continuing on same road. At traffic circle,continue straight onto R
City LUSBY
Body of Water Mill Creek
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 22368.00
Tax Assessed Value 881867.0
Tax Annual Amount 9907.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 358.96
Additional Parcels Y/N Yes
Vacation Rental Y/N No
Total SQFT 4406
Location Type Creek/Stream
Standard Status Active
Year Built Source Assessor
Legal Subdivision DRUM POINT
Tax Lot 22R
Association Recreation Fee No

Interior Features

Interior Amenities Bar,Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Carpet,Ceiling Fan(s),Combination Dining/Living,Crown Moldings,Dining Area,Elevator,Family Room Off Kitchen,Floor Plan - O
Heating Fuel Electric
Basement Fully Finished
Flooring Stone,Solid Hardwood,Other
Total Fireplaces 2
Fireplace Features Free Standing,Gas/Propane,Marble,Mantel(s)
Hot Water Propane,Instant Hot Water
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Casement,Double Pane,Vinyl Clad
Fireplace Y/N Yes
Above Grade Finished Area 3482
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 924
Room Type Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Foyer,Laundry,Recreation Room,Full Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Lower Floor
Below Grade Finished Area Source Estimated
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 1
Bedrooms Count Upper Level 2 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 2 3
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 4
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 2 3.00
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 4
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 6
Number of Elevators 1

Exterior Features

Exterior Amenities Extensive Hardscape,Private Beach
Pool Yes - Personal
Parking Features Circular Driveway,Gravel Driveway
Lot Features Landscaping,Premium,Rear Yard,Stream/Creek
Water Source Private,Well
Inclusions Alarm system,ceiling fans,clothes dryer,clothes washer,cooktop,dishwasher,exhaust fan,garage opener,garbage disposal,hot tub,hot tub equipment,hot tub cover,microwave,pool,pool equipment,pool cover,r
Total Parking Spaces 7
Garage Features Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway,Off Street,Other
Foundation Details Pilings
Spa No
Water View Y/N Yes
Lot Size Acres 0.51
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N Yes
Door Features Atrium,Sliding Glass
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed,Waterski/Wakeboard,Private Beach
Number of Docks 1
Land Assessed Value 315700.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 1
Dock/Slip Conveys YN Yes
Dock Type and Features Pier (Perpendicular),Private,Hoist/Lift Electric
Off Street - # of Spaces 2

Room Details

Bedroom 2 Upper 2
Bedroom 3 Upper 2
Bedroom 4 Upper 2
Dining Room Main
Family Room Main
Foyer Main
Full Bath # 2 Upper 2
Full Bath Upper 2
Full Bath # 3 Upper 2
Kitchen Main
Laundry Lower 1
Primary Bedroom Upper 1
Recreation Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Patuxent High School

Price History

7/20/2026 Listed $1,249,900

Property vs Zip Code Average in 20657

Price
AVG $450K
$1.25M
Taxes
AVG $3,670
$9,907
Year Built
AVG 1985
2007
Visits
AVG 429
409
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

206 Harbor Drive Lusby, MD is a Single Family Home for sale at $1249900 with 4406 sqft and a lot size of 0.51 Acres Acre(s). 206 Harbor Drive Lusby has 4 bedrooms, 5 baths and was built in 2007. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

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Chris Buss

Chris Buss

304-605-2847

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