Chris Buss

12976 Mariners Circle

Lusby, MD
$ 459,900 Beds 3 Baths 3.5 Sq 3,243
Monthly Estimate* How much can I afford?

Welcome to 12976 Mariners Circle where the ceilings are high, the yard is huge, and all lifes amenities are nearby. Sitting proudly on a quiet corner double lot, this home brings the kind of space and flexibility thats getting harder and harder to find. Need room for your RV, boat, trailer, or the I swear Ill use it every weekend outdoor toys? Done. Theres extra parking just for that. Inside, the open floor plan hits you immediately with soaring two-story cathedral ceilings and a layout built for real life. The kitchen is ready for everything from pancake Saturdays to playoff parties with granite countertops, a giant breakfast bar, tons of cabinet space, and enough prep room to pretend youre on a cooking show. The living room keeps things cozy with a propane fireplace and flows right out to the large deck overlooking the private fenced backyard perfect for cookouts, enjoying nature, or simply hiding from people. The main-level primary suite means no hauling laundry baskets up the stairs. Youll get a spacious walk-in closet and private en-suite bath, while upstairs offers two generously sized bedrooms and another full bathroom. Downstairs, the walkout basement is nearly fully finished and ready for movie nights, football Sundays, a home gym, game room, or all four at once. Plus theres a full bathroom and plenty of storage for holiday decorations you swear youre going to organize someday. And lets talk practical upgrades: BRAND-NEW Septic System installed June 2026, the roof and HVAC have both been replaced within the last five years, plus brand-new front and back doors installed in 2026. This means less stressing and more enjoying. Add in the oversized side-loading two-car garage with workbench, a large side yard, storage shed, and a peaceful setting, and youve got a home that feels equal parts functional, fun, and impossible not to love.

ACTIVE

  • Price
  • $ 459,900
  • City
  • Lusby
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CALVERT
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.69 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 3,243
  • Year Built
  • 2002
  • Taxes
  • $ 3849
  • Style
  • Colonial
  • MLS#
  • MDCA2027100
Listed By: Randall Utz with EXP Realty, LLC - 8888607369;
Data Source: Bright MLS

Features

General

Living Area 3243
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Other
Utilities Cable TV,Propane
Possession Settlement
Roof Architectural Shingle
Zoning R
HOA Fee 600.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance
Architectural Style Colonial
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2002
Electric 200+ Amp Service
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2T
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name THE SOUNDINGS
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Rte 4 to Southern Connector Blvd,at the traffic circle take the 2nd exit and stay on Southern Connector Blvd,at the traffic circle,turn right onto Olivet Rd,Turn left onto Soundings Rd,Turn right ont
City LUSBY
Association Name POACRE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 30203.00
Tax Assessed Value 345500.0
Tax Annual Amount 3849.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 205.04
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Vacation Rental Y/N No
Total SQFT 3419
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 13R

Interior Features

Heating Fuel Electric
Basement Partially Finished,Space For Rooms,Walkout Level
Flooring Carpet,Luxury Vinyl Plank,Ceramic Tile,Hardwood
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2243
Half Baths 1
Central Air Y/N No
Total Bedrooms 3
Below Grade Finished Area 1000
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 176
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Water Source Public
Inclusions Pool Table
Total Parking Spaces 8
Garage Features Garage - Side Entry
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Concrete Perimeter
Water View Y/N No
Lot Size Acres 0.69
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 68100.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/15/2026 Listed $489,900
8/3/2026 4% - $475,000
8/18/2026 2% - $469,900
9/10/2026 3% - $459,900

Property vs Zip Code Average in 20657

Price
AVG $450K
$460K
Taxes
AVG $3,670
$3,849
Year Built
AVG 1985
2002
Visits
AVG 429
489
Data Provided by Inside Real Estate®

Areas That We Cover

12976 Mariners Circle Lusby, MD is a Single Family Home for sale at $459900 with 3243 sqft and a lot size of 0.69 Acres Acre(s). 12976 Mariners Circle Lusby has 3 bedrooms, 3 baths and was built in 2002. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Chris Buss

Chris Buss

304-605-2847

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